{"id":10855,"date":"2023-12-09T19:48:29","date_gmt":"2023-12-09T19:48:29","guid":{"rendered":"https:\/\/stevedarragh.com\/faqs\/"},"modified":"2023-12-17T01:51:44","modified_gmt":"2023-12-17T01:51:44","slug":"faqs","status":"publish","type":"page","link":"https:\/\/stevedarragh.com\/es-mx\/faqs\/","title":{"rendered":"FAQ&#8217;s"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10855\" class=\"elementor elementor-10855 elementor-10741\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-01fee3e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"01fee3e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4766c9b\" data-id=\"4766c9b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4490abc elementor-widget elementor-widget-spacer\" data-id=\"4490abc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d782584 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d782584\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-99f38a1\" data-id=\"99f38a1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-501ecbf elementor-widget elementor-widget-shortcode\" data-id=\"501ecbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><style>#sp-ea-10739 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-10739.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e6c9a2; }#sp-ea-10739.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-10739.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-10739.sp-easy-accordion>.sp-ea-single {background: #ffffff;}#sp-ea-10739.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #5092c4;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1702150213\"><div id=\"sp-ea-10739\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-107390\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse107390\" aria-controls=\"collapse107390\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Why Steve Darragh?<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse107390\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-107390\"> <div class=\"ea-body\"><p>Before pursuing my passion for real estate, I am a graduate of the University of Michigan bringing Midwestern values to every transaction. Using a head and heart approach I\u2019m able to connect with potential clients to not only see the logic side of the purchase or sale but, the emotional side. Features and benefits tell \u2013 emotions sell. This background equips me with the skills needed to connect, converse and co-create a win\/win solution. By asking questions I\u2019m able to dig deep to why people are buying or selling. I\u2019m fluent in negotiating effectively, handling objections and managing transactions efficiently, through this process I\u2019m able to build long term relationships.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-107391\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse107391\" aria-controls=\"collapse107391\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Seller - How should I prepare my house before selling it?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse107391\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-107391\"> <div class=\"ea-body\"><p>First impressions matter in business, but especially in real estate. Anyone walking through a house or touring it virtually will be looking for ways to pass or negotiate down on the price. I'm here to help my clients make sure that the HVAC, plumbing, and electrical system all work properly. Each room should look clean and decluttered with no overt damage insight. Let me stop by to give you a professional opinion.\u00a0 Also, <a href=\"https:\/\/stevedarragh.com\/document\/100-point-seller-checklist\/\">download<\/a> my 100 point sellers checklist.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-107392\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse107392\" aria-controls=\"collapse107392\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Seller - Should I order a home inspection?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse107392\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-107392\"> <div class=\"ea-body\"><p>Getting a pre-sale home inspected is never a bad idea, especially to get the best price for your home. Some homebuyers will feel uncomfortable purchasing a house without seeing a home inspection. Many will often hire their own inspector. It\u2019s better to be safe than sorry. Also, the report will give you a lit of items to fix before putting it on the market. <a href=\"https:\/\/stevedarragh.com\/vendors\/wpbdp_category\/home-inspections\/\">Click here<\/a> to see home inspectors I reccomend.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-107393\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse107393\" aria-controls=\"collapse107393\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Seller - How long will it take to sell my home?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse107393\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-107393\"> <div class=\"ea-body\"><p>Once the house is on the market, it may take anywhere from four to six weeks to sell. However, if the market is fairly hot, a seller could see their house off the market within a week. On the flip side, if there is a lull in the market or issues arise such as negotiation, lack of exposure, or house conditions then the property can sit on the market for months.\u00a0 This is why pricing it appropriately is so importnant. <a href=\"https:\/\/stevedarragh.com\/cma\/\">Click here<\/a> to see a smaple CMA I can provide you free of charge.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-107394\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse107394\" aria-controls=\"collapse107394\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Seller - What is the selling price of my home?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse107394\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-107394\"> <div class=\"ea-body\"><p>The selling price of a house fluctuates depending on multiple factors. The most common ones are the neighborhood and what similar-sized houses are currently selling for. Also, look at the age and conditiMy job is to best inform myclients about these different factors and accurately list their house.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-107395\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse107395\" aria-controls=\"collapse107395\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Seller - Is there a reason my home\u2019s assessed value differs compared to the market value?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse107395\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-107395\"> <div class=\"ea-body\"><p>A public tax assessor gives the assessed value for a property. This assessment typically occurs yearly for taxation purposes. The fair market value is an agreed-upon price between a willing buyer and seller. There is usually a difference between the assessed value and market value. For homeowners, the assessed value is a double-edged sword. Because, if their annual assessed value increased then their yearly taxes will also be raised. On the flip side, when selling a house it can help boost its market value. With a detailed CMA (Comparatitive Market Analysis) I can show you exactly what it is worth. <a href=\"https:\/\/stevedarragh.com\/cma\/\">Click here<\/a> to see a sample.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-107396\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse107396\" aria-controls=\"collapse107396\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Seller - What is an agent\u2019s commission fee?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse107396\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-107396\"> <div class=\"ea-body\"><p>In a real estate transaction, the agent is usually paid by the seller via commission as opposed to a flat free. Typically, a real estate commission fee is 5\u20136% of the home\u2019s final sale price. In many cases, both the buyer\u2019s agent and the seller\u2019s agent split the commission fee 50\/50. Both receiving 2.5\u20133%. As a broker or agent, you can use this easy to use real estate commission calculator to determine your commission fee.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-107397\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse107397\" aria-controls=\"collapse107397\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Seller - Are real estate prices negotiable?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse107397\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-107397\"> <div class=\"ea-body\"><p>Yes, almost everything in real estate is negotiable. Typically, there is a difference between a home\u2019s list price and how much it actually sells for. The current market\u2019s saturation will determine how much wiggle room there is for negotiation. If you\u2019re on the buyer\u2019s side, expect the house to be able to be purchased for less if there is a lower demand than supply in the market. Vice versa, if you\u2019re on the seller\u2019s side expect it to usually sell for less. That being said, you never know who else is house hunting. Sometimes people will swoop in and offer the exact asking price.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-107398\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse107398\" aria-controls=\"collapse107398\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer - What is the first step in buying a home?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse107398\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-107398\"> <div class=\"ea-body\"><p>The absolute first step for your client is to get approved for a mortgage. Without being approved for a mortgage it will be quite difficult, if not impossible, to purchase a new home. If you need me to guide you through the pre-approval process, I can help you.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-107399\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse107399\" aria-controls=\"collapse107399\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer - Should I sell my current property before buying a new one?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse107399\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-107399\"> <div class=\"ea-body\"><p>This is a tricky question, and the answer primarily depends on one\u2019s funds and ability to find temporary housing. If a client needs more equity to purchase a new home or meet a mortgage plan, then it is best to sell one\u2019s current home before purchasing their next one. That being said, they will most likely need temporary housing at a friend or relatives, or by arranging a short-term rental elsewhere.\u00a0 Contact me and I can discuss bridge loan options.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073910\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073910\" aria-controls=\"collapse1073910\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer - Should I do a home inspection?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073910\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073910\"> <div class=\"ea-body\"><p>Yes, order a home inspection. A home inspection is one of the most vital steps when purchasing a property. A professional inspector has a keen eye for how well the house has been taken care of. The inspectors can comment on structural and cosmetic issues, along with any local code issues. Moreover, a home inspector will help you better determine the home\u2019s value.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073911\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073911\" aria-controls=\"collapse1073911\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer - Should I do a final walk-through?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073911\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073911\"> <div class=\"ea-body\"><p>A final walk-through is not required but highly recommended. Final walk-throughs give buyers a chance to make sure nothing has changed since their initial inspection or previous visits. Also, if repairs were requested as part of the sale offer then a follow-up visit ensures all repairs are done according to the agreement and contract.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073912\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073912\" aria-controls=\"collapse1073912\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer - How does earnest money work?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073912\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073912\"> <div class=\"ea-body\"><p>Earnest money is similar to a deposit when buying a property. It is made in good faith to demonstrate to the seller that the buyer\u2019s offer is legitimate. As a real estate agent, you should ask your client for the earnest money as a deposit in the form of a check or cash. The amount is usually 1-2% of the selling price and essentially takes the property off the market. The money also gives the buyer extra time to conduct a title search, get an inspection and property appraisal, and financing.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073913\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073913\" aria-controls=\"collapse1073913\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer - How many houses should I view before purchasing one?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073913\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073913\"> <div class=\"ea-body\"><p>The number of houses you want to view can depend greatly. However, it is much easier today to connect with your clients virtually. You can now see houses online by taking virtual tours or seeing detailed photographs. So, I can help you by giving you access to your online system or my app so that they can view as many properties as you desire. Once a list is narrowed down, we can visit properties with them or on their behalf. My strength to buyers is PATIENCE! Buying a house is a big decision let's find the right house NOT the right a way house.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073914\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073914\" aria-controls=\"collapse1073914\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer - What happens if I decide to back out of buying a house?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073914\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073914\"> <div class=\"ea-body\"><p>If you get cold feet about a property that is OKAY. Sometimes, we have second thoughts or want to go in a different direction. Know that you will have to forfeit the earnest money, which again, is around 1\u20132% of the home\u2019s sale price. UNLESS we write the offer to include a fully refundable earnest money deposit. Let me show you the options.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073915\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073915\" aria-controls=\"collapse1073915\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer - What is a mortgage and how does it work?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073915\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073915\"> <div class=\"ea-body\"><p>A mortgage is a type of loan to finance a property. The majority of people are not wealthy enough to purchase a house in total. Thus, a mortgage serves as a secure loan that comes with a fixed interest rate and gets paid off over 15 or 30 years. If need be, you can refinance their mortgage and payments in the future.\u00a0 I work with multiple lenders that specialize in foreign buyers, unverified income, tough credit, etc. let me help you.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073916\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073916\" aria-controls=\"collapse1073916\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer - What is the process of using an escrow entail?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073916\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073916\"> <div class=\"ea-body\"><p>An escrow is a term that refers to a neutral third party hired to handle the exchange of money, property transaction, and related documents. The escrow holds the money and documents in a trust until all terms and conditions of the sale are satisfied. When depositing the earnest money, it is wise to use an escrow account or title company.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073917\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073917\" aria-controls=\"collapse1073917\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer\/Seller - Do I work with you directly or your team?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073917\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073917\"> <div class=\"ea-body\"><p>You will deal with me directly.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073918\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073918\" aria-controls=\"collapse1073918\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer\/Seller - Do you have a recommendation network?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073918\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073918\"> <div class=\"ea-body\"><p>Absolutely!\u00a0 Please <a href=\"https:\/\/stevedarragh.com\/vendors\/\">click here<\/a> to see the vendors I have connections with.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073919\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073919\" aria-controls=\"collapse1073919\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer\/Seller How will we communicate?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073919\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073919\"> <div class=\"ea-body\"><p>I\/m available for multiple types of communications:\u00a0 Email, Phone, Text, WhatsApp, DM, etc. however you prefer to communicate I will be able to match.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073920\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073920\" aria-controls=\"collapse1073920\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer\/Seller What areas do you cover?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073920\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073920\"> <div class=\"ea-body\"><p>I cover all of Broward County.\u00a0 Working for Keller Williams I can coordinate other agents anywhere in the world.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073921\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073921\" aria-controls=\"collapse1073921\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Seller - How does my REALTOR\u00ae determine how much my home is worth?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073921\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073921\"> <div class=\"ea-body\"><p>Licensed real estate agents like myself estimate the fair market value of a property by doing a Comparable Market Analysis (CMA). With this method, we use the Multiple Listing Service (MLS) to locate the three (or more) homes that have sold in the last 6 months that are the most comparable to your home. Also, currently listed homes and pending homes.\u00a0 Then I'll make adjustments for the ways in which your home is different from each of the others, and then average the adjusted values. The CMA adjustments are very subjective, and there is great variation between REALTORS\u00ae as to how much detail they include and the number and amount of the adjustments they make, so be sure to ask any prospective REALTOR\u00ae to explain their CMA in detail. I also, take it a step further with schools, tax records, interior updates, etc.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073922\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073922\" aria-controls=\"collapse1073922\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Seller - Why shouldn\u2019t I price my house a little high, since I can always drop the price later?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073922\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073922\"> <div class=\"ea-body\"><div class=\"elementor-element elementor-element-8f8e930 elementor-widget elementor-widget-text-editor\" data-id=\"8f8e930\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><p>That\u2019s a strategy that sounds good, but, in fact, is more likely to result in a lower price. Here\u2019s why\u2026 The first few weeks a house is on the market is when it will have the most activity. If a house is overpriced, it has to compete with houses at that higher price level, which are almost certainly larger or have newer\/more luxurious features.<\/p><\/div><\/div><section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2ca66a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ca66a8\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b1a18e9\" data-id=\"b1a18e9\" data-element_type=\"column\"><div class=\"elementor-widget-wrap elementor-element-populated\"><div class=\"elementor-element elementor-element-5bb0869 elementor-widget elementor-widget-text-editor\" data-id=\"5bb0869\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><p>The overpriced home is unlikely to attract an offer. Worse yet, those first weeks are when real estate agents preview the house. If it\u2019s overpriced, they may not even bother to show it to their buyers. Eventually, the seller will have to drop the price \u2013 and may end up with an even lower price because buyers will wonder why the house has been on the market so long and may factor that into their offer.<\/p><\/div><\/div><\/div><\/div><\/div><\/section><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073923\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073923\" aria-controls=\"collapse1073923\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Seller - Is A Yard Sign and Lockbox Absolutely Necessary?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073923\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073923\"> <div class=\"ea-body\"><div class=\"elementor-element elementor-element-aa6cc0d elementor-widget elementor-widget-text-editor\" data-id=\"aa6cc0d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><p>When selling a home the more exposure the home gets, the greater the chances the property will sell quickly. However, it is not essential to place a sign in the yard or a lockbox on the door.\u00a0 Sometimes sellers don\u2019t want their neighbors finding out they are selling their home so they prefer not to use a yard sign.\u00a0 And some sellers are very concerned about security and don\u2019t want a lockbox on the door. If you decide not to use a yard sign and\/or lockbox, be sure to communicate that to me before the listing agreement is signed. I will make a note to this effect in the MLS listing. Of course, sellers must be aware that homes often sell to buyers driving through the neighborhood.<\/p><p>Without a yard sign, those opportunities are lost to the seller. In addition, by not allowing a lockbox or Supra key, the seller or listing agent must make themselves available every time the property is shown which may result in some potential buyers not seeing the property because schedules cannot be coordinated. Let's chat to discuss more.<\/p><\/div><\/div><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073924\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073924\" aria-controls=\"collapse1073924\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Seller - Can I stay in the house while it\u2019s being shown to a prospective buyer?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073924\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073924\"> <div class=\"ea-body\"><p>Unless it is absolutely necessary (such as in the case of an elderly family member who is not mobile), you should NOT be present when your home is shown to prospective buyers. A buyer chooses to purchase a home because they can envision themselves living in it. If you are there, even if you are outside, they feel like an intruder! Even if you just meet them at the door and graciously tell them to take their time while you walk around the block \u2013 it is still your house in their mind. The best way to handle it is to coordinate the timing with the showing.\u00a0 I recommend you leave the house before they arrive with their buyers. If you have a pet, take them with you. One option is to just get in your car and park in a nearby parking lot and have the buyer\u2019s agent text you when they leave.\u00a0 I also have some places you can visit to keep busy while a showing or previewing is going on.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073925\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073925\" aria-controls=\"collapse1073925\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer\/Seller - What is meant by the term \u201ccontingency\u201d in a sales contract?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073925\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073925\"> <div class=\"ea-body\"><p>Sales contracts typically contain several \u201ccontingency\u201d clauses, or stipulations that the sale is subject to. For example, with a mortgage contingency, if the buyer is unable to obtain financing within the specified timeframe, neither the buyer nor the seller is required to complete the purchase. Another common contingency is for the buyer to inspect the property. In this case, the buyer has a specified number of days from the date the contract is signed to back out of the contract if they are not happy with the results of the inspection.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073926\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073926\" aria-controls=\"collapse1073926\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer - Should I Homestead my Florida property?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073926\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073926\"> <div class=\"ea-body\"><p>Homesteading your property in Florida can be a huge tax advantage, especially if you don\u2019t have a property homesteaded in another state. Florida law provides for a $50,000 homestead exemption and once your property is homesteaded your annual assessment shall not increase more than the lower of 3% or the percentage change in the Consumer Price Index (CPI). Consult with your tax adviser and visit the\u00a0<a href=\"http:\/\/www.bcpa.net\/homestead.asp\" target=\"_blank\" rel=\"noopener noreferrer\">Broward County Tax Appraiser<\/a>\u00a0web site for more information.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073927\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073927\" aria-controls=\"collapse1073927\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer\/Seller - What type of insurance do I need on my Florida property?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073927\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073927\"> <div class=\"ea-body\"><p>Insurance can be a very complicated issue in Florida, so one of the first things I do with our clients is refer them to several of our trusted local insurance agents. Every property is different, so estimating insurance costs can be extremely difficult until you actually locate a property. Windstorm coverage is typically the most expensive policy and fluctuates greatly depending on the roof structure and the types of windows and\/or shutters. A 4-point inspection, wind mitigation inspection and recent elevation certificate should give your insurance agent enough information to provide you with a quote. The wind mitigation inspection determines how \u201churricane proof\u201d your property is and the elevation certificate determines your flood zone, and whether your lender will require flood insurance or not. Most policies are only required if your property is financed by a bank, and some owners choose to \u201cself-insure\u201d. Of course, we don\u2019t recommend that unless you are very risk tolerant and have the resources to cover any losses.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-1073928\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse1073928\" aria-controls=\"collapse1073928\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Buyer -What should I know about buying waterfront property in Florida?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse1073928\" data-parent=\"#sp-ea-10739\" role=\"region\" aria-labelledby=\"ea-header-1073928\"> <div class=\"ea-body\"><p>This is one of those areas that truly requires a local waterfront expert like myself. There are many types of waterfront properties available, from boating property with a dock slip to a high-rise condominium on the beach. Each of these properties is unique and understanding how the waterfront affects a property and its value is of utmost importance when buying or selling real estate in South Florida. Do you understand the local setbacks and whether your boat will legally fit at your new dock slip? Is it possible to put in a boat lift? Should you buy behind a fixed bridge? In the case of beach front real estate, how does the CCCL (Coastal Construction Control Line) affect your property? Should you buy a condo on the beach or the Intracoastal? These are all important questions and as local waterfront expert I have the answers.<\/p><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-10855","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/stevedarragh.com\/es-mx\/wp-json\/wp\/v2\/pages\/10855","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stevedarragh.com\/es-mx\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stevedarragh.com\/es-mx\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stevedarragh.com\/es-mx\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/stevedarragh.com\/es-mx\/wp-json\/wp\/v2\/comments?post=10855"}],"version-history":[{"count":3,"href":"https:\/\/stevedarragh.com\/es-mx\/wp-json\/wp\/v2\/pages\/10855\/revisions"}],"predecessor-version":[{"id":10858,"href":"https:\/\/stevedarragh.com\/es-mx\/wp-json\/wp\/v2\/pages\/10855\/revisions\/10858"}],"wp:attachment":[{"href":"https:\/\/stevedarragh.com\/es-mx\/wp-json\/wp\/v2\/media?parent=10855"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}